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Effective Date: January 1, 2025

Welcome to Monster Moguls (“we”, “our”, “us”). By accessing or using our website, browser extension, products, or services (collectively, the “Services”), you agree to these Terms of Service (the “Terms”). If you do not agree, do not use the Services.

1) Eligibility & Accounts

• You must be at least 18 years old or the age of majority in your jurisdiction.
• You are responsible for the confidentiality of your login and for all activity under your account.
• Provide accurate information and keep it up to date.

2) Acceptable Use

• Do not misuse the Services (including unlawful, infringing, harassing, deceptive, spam, or malicious activities).
• Respect intellectual property and privacy rights. Only upload or export content you have rights to use.
• Do not probe, scan, or test the vulnerability of our systems or circumvent security or access controls.

3) Plans, Payments, Renewal

• Subscriptions (e.g., Standard, Pro) are billed in advance on a monthly basis and renew automatically until canceled.
• Prices may change; we’ll notify you in advance where required. Taxes may apply based on your location.
• Cancel anytime to stop future charges. Partial-month refunds are not provided unless required by law.

4) Content & License

• You retain ownership of your content. You grant us a non-exclusive, worldwide license to host, process, and display your content solely to operate the Services.
• We may collect aggregated, de-identified usage data to improve the Services.

5) Third-Party Services

The Services may interact with third-party email service providers (ESPs), analytics tools, or assets. Those services are governed by their own terms and policies.

6) Termination

We may suspend or terminate access for any violation of these Terms or to protect the Services or other users. You may cancel anytime via your account settings.

7) Disclaimers

The Services are provided “AS IS” and “AS AVAILABLE.” We disclaim all warranties to the maximum extent permitted by law, including merchantability, fitness for a particular purpose, and non-infringement.

8) Limitation of Liability

To the fullest extent permitted by law, we will not be liable for indirect, incidental, special, consequential, or exemplary damages, or for lost profits, revenues, data, or goodwill. Our aggregate liability will not exceed the greater of: (a) amounts paid by you to us in the 3 months before the event giving rise to the claim, or (b) $100.

9) Indemnification

You agree to defend, indemnify, and hold us harmless from claims arising out of your content, your use of the Services, or your violation of these Terms.

10) Changes; Contact

We may update these Terms. When we do, we’ll update the “Effective Date.” Continued use after changes constitutes acceptance. Questions: [email protected].

11) Governing Law

These Terms are governed by the laws of the State of Texas, USA, without regard to conflict-of-laws principles. Venue and jurisdiction lie exclusively in state and federal courts located in Texas, USA.

Effective Date: January 1, 2025

This Privacy Policy explains how Monster Moguls (“we”, “our”, “us”) collects, uses, and shares information when you use our website, browser extension, products, and services (the “Services”).

1) Information We Collect

• Account & Contact: name, email, password, plan tier.
• Usage: actions taken in the builder, device/browser data, pages viewed, referral/UTM data.
• Content: newsletter blocks, images/links you add, exported HTML (stored as needed to operate features).
• Payments: handled by our payment processor; we receive limited billing status and subscription metadata.
• Cookies and similar technologies for authentication, session state, preferences, and analytics.

2) How We Use Information

• Provide, maintain, and improve the Services.
• Process subscriptions, send service emails, and provide support.
• Monitor performance, debug, and enhance security.
• Analyze aggregate usage to inform product decisions.

3) Sharing

• Service Providers: cloud hosting, analytics, email delivery, payments—bound by confidentiality and only for service provision.
• Legal: to comply with law, enforce Terms, or protect rights, safety, and security.
• We do not sell your personal information.

4) Data Retention

We retain information for as long as necessary to provide the Services, comply with obligations, resolve disputes, and enforce agreements. Exported HTML and assets may be cached to support features like history and analytics.

5) Your Choices

• You can access, update, or delete certain account info in settings or by contacting support.
• You can control cookies via your browser; essential cookies are required for core functionality.
• Opt-out of non-essential email via unsubscribe links.

6) Security

We implement administrative, technical, and physical safeguards appropriate to the risk. No system is 100% secure; please use strong, unique passwords and protect your credentials.

7) International Users

We may process and store information in the United States and other countries. By using the Services, you consent to transfers as permitted by applicable law.

8) Children

The Services are not directed to children under 13 (or the age of digital consent where you live). We do not knowingly collect personal information from children.

9) Changes; Contact

We may update this Policy and will adjust the Effective Date when we do. Significant changes will be communicated where appropriate. Contact: [email protected].

10) Additional Disclosures

Depending on your region, you may have certain rights (e.g., access, deletion, correction, portability, objection). To exercise, contact us and we will respond as required by applicable law.

The content provided by Monster Moguls, including tutorials, examples, copy, and templates, is for informational and educational purposes only. We make no guarantees as to results, revenue, deliverability, or compliance outcomes.

• No Financial/Legal Advice: Nothing in the Services constitutes financial, legal, or tax advice. Consult qualified professionals.
• User Responsibility: You are solely responsible for your newsletter content, compliance with laws (e.g., CAN-SPAM/anti-spam, privacy, advertising), and any third-party rights.
• Third-Party Limits: Deliverability and rendering vary by ESPs, inbox providers, and user settings—we do not control these systems.
• No Warranty: Materials are provided “AS IS” without warranties of any kind, express or implied.
• Limitation: To the maximum extent permitted by law, we are not liable for indirect or consequential damages arising from use of the content or Services.

Questions? [email protected]